uob own banking
uob own banking
Blog Article
UOB Financial institution delivers many different own banking products and services meant to fulfill the financial requires of individuals. Under is an intensive overview to assist you to fully grasp The real key areas and offerings.
Varieties of Accounts
Price savings Account: This account lets you save cash even though earning interest.
Functions: Easy accessibility, desire earnings, minimum costs.
Gains: Safe place for your cash, opportunity growth by means of curiosity.
Recent Account: Perfect for day by day transactions and managing costs.
Functions: Checkbook facility, overdraft defense.
Positive aspects: Easy for normal payments and withdrawals.
Preset Deposit Account: For people looking to earn greater interest prices more than a fixed period.
Features: Fixed time period deposits, bigger fascination premiums when compared to discounts accounts.
Positive aspects: Secure investment decision alternative with predictable returns.
Loans
Own Financial loans: Unsecured loans that can be useful for several needs like schooling or house renovation.
Types:
Installment Financial loans
Credit score Strains
Positive aspects: Flexible repayment conditions, competitive interest fees.
Household Financial loans: Tailored options for buying home or refinancing existing mortgages.
Kinds:
Set Price Residence Bank loan
Floating Charge Property Mortgage
Benefits: Different options to go well with particular person needs, appealing costs.
Charge cards
UOB delivers A variety of charge cards catering to diverse existence and spending habits:
Benefits Playing cards: Gain factors on each individual obtain that may be redeemed for items or journey miles.
Cashback Cards: Get cash rebates on daily investing including groceries and eating out.
Vacation Playing cards: Particular benefits like air miles accumulation and journey insurance coverage.
Financial commitment Solutions
For individuals keen on developing their wealth by way of investments:
Unit Trusts * Diversified portfolio managed by experts. * Appropriate for long-phrase progress aims.
Structured Deposits * Combines the features of standard deposits with expenditure products and solutions. * Possibly increased returns but with some threat concerned.
Insurance coverage Products
To shield you and Your loved ones from unforeseen situations:
Daily life Insurance policies * Gives financial protection in the event of Demise or vital health issues. * Might also serve as a personal savings Software depending upon the coverage selected.
Wellness Insurance policies * Addresses healthcare fees which include hospitalization charges. * Essential for mitigating superior healthcare expenses.
Electronic Banking Providers
Convenience at your fingertips by digital platforms:
World-wide-web Banking
Means that you can control your funds on the internet:
View account balances and transaction heritage
Transfer funds involving accounts or spend expenditures
Make here an application for new products and solutions (loans/bank cards)
Mobile Banking
Banking on-the-go by means of mobile apps:
Brief stability checks
Cellular payment options (QR code payments)
Notifications & alerts about account action
Using these complete choices, UOB aims to deliver customized banking alternatives that cater particularly to particular person specifications even though making sure comfort and protection in all transactions.